When it comes to your retirement, it’s easy to stick your head in the sand thinking you are too young, too busy and too cash-strapped to worry about the future. Or maybe you’re discouraged by all the bad news about pensions? But as the financial expert and writer Alvin Hall explains, “Even the recession is no excuse to stop planning ahead!” But where do you start? And who should you trust? Like they say, you should always save and be prepared for a rainy day, especially when you live in the UK!